The information you share with us is used for, but not limited to, processing your loan request and to help us inform you of financial services that relate to your specific needs. We also use this information and other anonymous information including, but not limited to, your IP address, click streams, and referral data, to help us improve our site. Site activity information is not disclosed to our affiliates.
Refinance Home Mortgage Loan uses cookies throughout our site to keep track of the pages you visited while on our site. We use cookies to help us make your experience better. These cookies will not allow a website to learn any personal information other than the information you submit, and will not track any web activity other than activity within our site.
Refinance Home Mortgage Loan is affiliated with several third-party lenders, and reserves the right to share contact information with them at any time.
As a result of submitting your loan request, you may receive a telephone call from a maximum of four lenders. By selecting "View Lenders" you are authorizing up to four (4) of our licensed, mortgage lending partners to contact you by telephone, even if you are on the 'Do Not Call' list. These lenders may contact you directly via phone or email.
If you would not like some of your information to be shared, please contact us. It is your choice and we respect your privacy.
As part of a growing business, we are always striving for ways to improve our company. We want to improve our company in the hopes of benefiting our clients to the best of our ability. Within the course of our company's existence, there will be transactions where we might buy or sell another business. We are aware that when we buy or sell this business, the databases containing the personal information of the customers will be transferred as well. Our first objective is to ensure the privacy of the former customers regarding their important information. It is also important to note that this change in ownership of the company will impact how the customers are contacted. All customers who are impacted by the transition will be contacted via email and will have the opportunity to terminate their agreement with company.
Personally Identifiable Information collected by
Refinance Home Mortgage Loan may also be used for other purposes, including but not
limited to site administration, troubleshooting, processing of e-commerce
transactions, and other
communications with you. Certain third parties who provide technical support for
the operation of our site (our Web hosting service for example) may access such
information. We will use your information only as permitted by law.
Affiliated sites, linked sites and
advertisements
Refinance Home Mortgage Loan expects its partners, advertisers
and affiliates to respect the privacy of our users. Be aware, however, that
third parties, including our partners, advertisers, affiliates and other content
providers accessible through our site, may have their own privacy and data
collection policies and practices. For example, during your visit to our site
you may link to, or view as part of a frame on a Refinance Home Mortgage Loan page,
certain content that is actually created or hosted by a third party. Also,
through our website you may be introduced to, or be able to access,
information, Web sites, features or contests offered by other
parties. Refinance Home Mortgage Loan is not responsible for the actions or policies of
such third parties. You should check the applicable privacy policies of those
third parties when providing information on a feature or page operated by a
third party.
While on our site, our advertisers, promotional partners or
other third parties may use cookies or other technology to attempt to identify
some of your preferences or retrieve information about you. For example, some of
our advertising is served by third parties and may include cookies that enable
the advertiser to determine whether you have seen a particular advertisement
before. Other features available on our site may offer services operated by
third parties and may use cookies or other technology to gather information.
Refinance Home Mortgage Loan does not control the use of this technology by third
parties or the resulting information, and is not responsible for any actions or
policies of such third parties.
You should also be aware that if you
voluntarily disclose Personally Identifiable Information on message boards or in
chat areas, that information can be viewed publicly and can be collected and
used by third parties without our knowledge and may result in unsolicited
messages from other individuals or third parties. Such activities are beyond the
control of Refinance Home Mortgage Loan and this
policy.
Children
Refinance Home Mortgage Loan does not knowingly
collect or solicit Personally Identifiable Information from or about children
under 13 except as permitted by law. If we discover we have received any
information from a child under 13 in violation of this policy, we will delete
that information immediately. If you believe Refinance Home Mortgage Loan has any
information from or about anyone under 13, please contact us at the address
listed below.
Contacting Us.
We can be reached by
contacting:
Refinance Home Mortgage Loan
Email:
contact us
This policy is
subject to change at anytime without notification and does not state all privacy
matters.
TERMS AND CONDITIONS OF USE
We have taken every effort to
design our Web site to be useful, informative, helpful, honest and fun.
Hopefully we’ve accomplished that — and would ask that you let us know if you’d
like to see improvements or changes that would make it even easier for you to
find the information you need and want.
All we ask is that you agree to
abide by the following Terms and Conditions. Take a few minutes to look them
over because by using our site you automatically agree to them. Naturally, if
you don’t agree, please do not use the site. We reserve the right to make any
modifications that we deem necessary at any time. Please continue to check these
terms to see what those changes may be! Your continued use of the
Refinance Home Mortgage Loan Web site means that you accept those changes.
THANKS
AGAIN FOR VISITING!
Restrictions on Use of Our Online
Materials
All Online Materials on the Refinance Home Mortgage Loan site,
including, without limitation, text, software, names, logos, trademarks, service
marks, trade names, images, photos, illustrations, audio clips, video clips, and
music are copyrighted intellectual property. All usage rights are owned and
controlled by Refinance Home Mortgage Loan. You, the visitor, may download Online
Materials for non-commercial, personal use only provided you 1) retain all
copyright, trademark and propriety notices, 2) you make no modifications to the
materials, 3) you do not use the materials in a manner that suggests an
association with any of our products, services, events or brands, and 4) you do
not download quantities of materials to a database, server, or personal computer
for reuse for commercial purposes. You may not, however, copy, reproduce,
republish, upload, post, transmit or distribute Online Materials in any way or
for any other purpose unless you get our written permission first. Neither may
you add, delete, distort or misrepresent any content on the
Refinance Home Mortgage Loan
site. Any attempts to modify any Online Material, or to defeat or circumvent our
security features is prohibited.
Everything you download, any software,
plus all files, all images incorporated in or generated by the software, and all
data accompanying it, is considered licensed to you by
Refinance Home Mortgage Loan or
third-party licensors for your personal, non-commercial home use only. We do not
transfer title of the software to you. That means that we retain full and
complete title to the software and to all of the associated
intellectual-property rights. You’re not allowed to redistribute or sell the
material or to reverse-engineer, disassemble or otherwise convert it to any
other form that people can use.
Submitting Your Online Material to
Us
All remarks, suggestions, ideas, graphics, comments, or other
information that you send to Refinance Home Mortgage Loan through our site (other than
information we promise to protect under our privacy policy becomes and remains
our property, even if this agreement is later terminated.
That means that
we don’t have to treat any such submission as confidential. You can’t sue us for
using ideas you submit. If we use them, or anything like them, we don’t have to
pay you or anyone else for them. We will have the exclusive ownership of all
present and future rights to submissions of any kind. We can use them for any
purpose we deem appropriate to our Refinance Home Mortgage Loan mission, without
compensating you or anyone else for them.
You acknowledge that you are
responsible for any submission you make. This means that you (and not we) have
full responsibility for the message, including its legality, reliability,
appropriateness, originality, and copyright.
Limitation of
Liability
Refinance Home Mortgage Loan WILL NOT BE LIABLE FOR ANY DAMAGES OR
INJURY THAT ACCOMPANY OR RESULT FROM YOUR USE OF ANY OF ITS SITE.
THESE
INCLUDE (BUT ARE NOT LIMITED TO) DAMAGES OR INJURY CAUSED BY ANY:
USE OF
(OR INABILITY TO USE) THE SITE USE OF (OR INABILITY TO USE) ANY SITE TO WHICH
YOU HYPERLINK FROM OUR SITE FAILURE OF OUR SITE TO PERFORM IN THE MANNER YOU
EXPECTED OR DESIRED ERROR ON OUR SITE OMISSION ON OUR SITE INTERRUPTION OF
AVAILABILITY OF OUR SITE DEFECT ON OUR SITE DELAY IN OPERATION OR TRANSMISSION
OF OUR SITE COMPUTER VIRUS OR LINE FAILURE PLEASE NOTE THAT WE ARE NOT LIABLE
FOR ANY DAMAGES, INCLUDING: DAMAGES INTENDED TO COMPENSATE SOMEONE DIRECTLY FOR
A LOSS OR INJURY DAMAGES REASONABLY EXPECTED TO RESULT FROM A LOSS OR INJURY
(KNOWN IN LEGAL TERMS AS "CONSEQUENTIAL DAMAGES.") OTHER MISCELLANEOUS DAMAGES
AND EXPENSES RESULTING DIRECTLY FROM A LOSS OR INJURY (KNOWN IN LEGAL TERMS AS
"INCIDENTIAL DAMAGES.") WE ARE NOT LIABLE EVEN IF WE’VE BEEN NEGLIGENT OR IF OUR
AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR
BOTH.
EXCEPTION: CERTAIN STATE LAWS MAY NOT ALLOW US TO LIMIT OR EXCLUDE
LIABILITY FOR THESE "INCIDENTAL" OR "CONSEQUENTIAL" DAMAGES. IF YOU LIVE IN ONE
OF THOSE STATES, THE ABOVE LIMITATION OBVIOUSLY WOULD NOT APPLY WHICH WOULD MEAN
THAT YOU MIGHT HAVE THE RIGHT TO RECOVER THESE TYPES OF DAMAGES.
HOWEVER,
IN ANY EVENT, OUR LIABILITY TO YOU FOR ALL LOSSES, DAMAGES, INJURIES, AND CLAIMS
OF ANY AND EVERY KIND (WHETHER THE DAMAGES ARE CLAIMED UNDER THE TERMS OF A
CONTRACT, OR CLAIMED TO BE CAUSED BY NEGLIGENCE OR OTHER WRONGFUL CONDUCT, OR
THEY’RE CLAIMED UNDER ANY OTHER LEGAL THEORY) WILL NOT BE GREATER THAN THE
AMOUNT YOU PAID IF ANYTHING TO ACCESS OUR SITE.
Links to Other
Site
We sometimes provide referrals to and links to other World Wide
Web sites from our site. Such a link should not be seen as an endorsement,
approval or agreement with any information or resources offered at sites you can
access through our site. If in doubt, always check the Uniform Resource Locator
(URL) address provided in your WWW browser to see if you are still in a
Refinance Home Mortgage Loan-operated site or have moved to another site.
Refinance Home Mortgage Loan is not responsible for the content or practices of third
party sites that may be linked to our site. When Refinance Home Mortgage Loan provides
links or references to other Web sites, no inference or assumption should be
made and no representation should be inferred that Refinance Home Mortgage Loan is
connected with, operates or controls these Web sites. Any approved link must not
represent in any way, either explicitly or by implication, that you have
received the endorsement, sponsorship or support of any
Refinance Home Mortgage Loan
site or endorsement, sponsorship or support of Refinance Home Mortgage Loan, including
its respective employees, agents or directors.
Termination of This
Agreement
This agreement is effective until terminated by either
party. You may terminate this agreement at any time, by destroying all materials
obtained from all Refinance Home Mortgage Loan Web site, along with all related
documentation and all copies and installations. Refinance Home Mortgage Loan may
terminate this agreement at any time and without notice to you, if, in its sole
judgment, you breach any term or condition of this agreement. Upon termination,
you must destroy all materials. In addition, by providing material on our Web
site, we do not in any way promise that the materials will remain available to
you. And Refinance Home Mortgage Loan is entitled to terminate all or any part of any of
its Web site without notice to you.
Jurisdiction and Other Points to
Consider
If you use our site from locations outside of the United
States, you are responsible for compliance with any applicable local
laws.
To the extent
you have in any manner violated or threatened to violate
Refinance Home Mortgage Loan
and/or its affiliates' intellectual property rights,
Refinance Home Mortgage Loan and/or
its affiliates may seek injunctive or other appropriate relief in any state or
federal court, and you consent to exclusive
jurisdiction and venue in such courts.
Any other disputes will be
resolved as follows:
If a dispute arises under this agreement, we agree
to first try to resolve it with the help of a mutually agreed-upon mediator from our State or location.
Any costs and fees other than attorney
fees associated with the mediation will be shared equally by each of
us.
If it proves impossible to arrive at a mutually satisfactory solution
through mediation, we agree to submit the dispute to binding arbitration in our State or location,
under the rules of the American Arbitration
Association. Judgment upon the award rendered by the arbitration may be entered
in any court with jurisdiction to do so.
Refinance Home Mortgage Loan may modify
these Terms of Use, and the agreement they create, at any time, simply by
updating this posting and without notice to you. This is the ENTIRE agreement
regarding all the matters that have been discussed.